How the rater works
- Enter the applicant once. Drivers, vehicles and property details are captured in the client record.
- Quote across your carriers in one shot for personal auto and home, with premiums side by side.
- Quotes file to the client. Every quote lands on the client record, so follow-up and renewals start from real data.
- Import a quote from a photo. AI assists read a screenshot or photo of an existing quote into the rater.
Commercial lines
For commercial quoting, DarkHorse AMS connects to the Quotamation quoter (under your own Quotamation API contract) and, if you turn on the commercial rater, Bold Penguin (under your own appointment). Those relationships are between you and them; they aren't part of the platform fee.
Part of one system, not another subscription
The rater sits alongside clients and policies, commissions and certificates inside one agency management system — included in the flat $250 per month.
Frequently asked questions
Does the rater work for auto and home?
Yes — personal auto and home across your carriers, side by side. Commercial quoting runs through Quotamation and, optionally, Bold Penguin under your own contracts.
Which carriers does the rater support?
It quotes across the carriers set up for your agency. During setup we wire in your carriers and integrations; ask during your demo about a specific carrier.
Is the rater included in the price?
The comparative rater is part of the core platform at $250 per month. Your own Quotamation API contract and any Bold Penguin appointment are separate.
See DarkHorse AMS running
$250/month flat. Deployed on your own server, branded as your agency. Talk to an agency owner, not a sales rep.
Book a demo → See pricing